Players must first place a wager before receiving two cards and then decide whether to stand on those cards, take one or more additional cards, split, surrender, double or place an insurance bet.
Prior to the cards being dealt, a Player may also place a “Pair bet” that will win if the first two cards dealt to the Player is a pair, even if the Dealer has a Blackjack, and the Player will lose otherwise.
Starting from the Dealer’s left and continuing clockwise, the Dealer shall deal a card face up to each betting area containing a wager and a card to the Dealer. The Dealer shall then deal a second card to each of the wagered betting areas in the same sequence except to himself.
If a Player receives a Blackjack and the Dealer’s first card is an Ace, the Player may choose to be paid even money before the Dealer deals the second card to the Dealer’s hand. Otherwise, if the Dealer has a Blackjack, the hand shall be a stand-off.
When the initial two cards dealt to a betting area are matching cards and are not Aces, the Player may split the hand and receive additional cards on each of the hands that are split, provided that the wager on the second hand so formed is an amount equal to the original wager.
A Player may not form more than four hands while splitting in any one betting area, in each round of play except that:
A Player splitting Aces can only split once and shall only have one card dealt to each Ace and cannot elect to receive additional cards; and
Split Aces receiving a second card having a point value of 10 shall have a point total of 21 and shall not be considered a Blackjack.
A Player who splits shall lose only an amount equal to the Player’s original wager if the Dealer obtains a Blackjack.
Prior to the subsequent deal, a Player may choose to surrender by giving up 50 percent of the Player’s original wager provided the Dealer does not have an Ace.
A Player may elect to double on the first two cards dealt or on the first two cards of any split pair.
Any doubled hand will receive only one additional card.
A Player who doubles shall lose only an amount equal to the Player’s original wager if the Dealer obtains a Blackjack.
When the Dealer's first card is an Ace, a Player may place an Insurance bet of not more than half the amount of the Player’s original wager, which will win if the Dealer’s second card has a value of ten.
The point value of cards shall be as follows:
An Ace shall have a value of 1 or 11 unless 11 would give a Player or the Dealer a point total in excess of 21;
Any card from 2 to 10 inclusive shall have its face value; and
Any Jack, Queen or King shall have a value of 10.
Except for a Pair bet and an Insurance bet, the outcome of the round of play is determined based on the point total of the Player’s hand compared to the point total of the Dealer’s hand.
If the Dealer's hand has a point total of not more than 16, additional cards must be dealt until a hard or soft total of not less than 17 is obtained.
A Player that obtains a Blackjack or a hard or soft total of 21 is not permitted to double or draw additional cards.