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How To Play: Baccarat

By: LaviniaS on 19 Jul 2011
OBJECTIVE:
Earn a total of 9 points.

HOW TO PLAY:
The point value of cards shall be as follows:

Any card from Two to Nine inclusive shall have as its point value its face value and an Ace shall have as its point value a value of one; and

Any Ten, Jack, Queen or King shall have a point value of zero.

The point total of a hand shall be as follows:

Where the total value of the cards in the hand is a number between zero and nine, the point total shall be that number; or

Where the total value of the cards in the hand is the number ten or a higher number, the point total shall be the right digit of that number only.

“Banker”, “Player”, “Pair” and “Tie” wagers are independent wagers and may be played in combination or individually.

There shall be two hands dealt, one of which shall be designated as the “Player” hand and the other as the “Banker” hand.

Four cards shall be dealt from the shoe with:

The first and third cards dealt representing the first and second cards of the “Player” hand; and

The second and fourth cards dealt representing the first and second cards of the “Banker” hand.

These four cards will determine the outcome of “Pair” wagers:

“Player pair” wagers win if the first two cards of the “Player” hand constitute a “Pair”; and

“Banker pair” wagers win if the first two cards of the “Banker” hand constitute a “Pair”.

Following the announcement of the point total of each hand after the initial four cards are dealt, the Dealer shall deal a third card if so required pursuant to the Table of Play below:

Table of Play
If the point total of the “Player” hand or the “Banker” hand after the initial four cards are dealt is 8 or 9, which is called a 'Natural', no more cards shall be dealt to either hand.

Player Hand: When first two cards total:

1-2-3-4-5-10 Draws a card
6-7 Stands
8-9 Natural -- Stands

Banker Hand
 First two cards total: Draws when player's third card is: Stands when player's third card is:
 3  1-2-3-4-5-6-7-9-10
 4  2-3-4-5-6-7 1-8-9-10 
 5  4-5-6-7 1-2-3-8-9-10 
 6  6-7 1-2-3-4-5-8-9-10 
 7  Stands  
 8-0  Natural -- Stands  
0-1-2  Always draws  
When the “Player” has:

0-1-2-3-4-5 “Player” draws a card 6-7 “Player” stands 8-9 Natural, no cards are drawn to either hand
When the “Player” stands, the “Banker” draws on 0-5 and stands on 6 or 7.

When the “Banker” has:

0-1-2 “Banker” draws when the “Player” third card has a point value of 0-9. 3 “Banker” draws when the “Player” third card has a point value of 0-9, except for 8. 4 “Banker” draws when the “Player” third card has a point value of 2-7. 5 “Banker” draws when the “Player” third card has a point value of 4-7. 6 “Banker” draws when the “Player” third card has a point value of 6 or 7. “Banker” stands at all other times.

The winner of the round of play is the hand with the highest point total.

If the “Player” and “Banker” hands have an identical point total, the round of play is a “Tie”. The initial wagers on “Player” and “Banker” do not win or lose in the case of a “Tie” and all “Tie” wagers win.

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